See what you'd save
The same sale costs less on PointCraft’s flat 2.59% + 12¢ — run your own numbers below.
What a $50 online order actually costs
Card-not-present is where processors quietly make their margin. Here’s the same sale, four ways.
You keep more
PointCraft
Sale$50.00
2.59% rate$1.30
Per transaction$0.12
Cost$1.42
You keep $48.58
Square
Sale$50.00
3.3% rate$1.65
Per transaction$0.30
Cost$1.95
37% more than PointCraft
Toast
Sale$50.00
3.09% rate$1.55
Per transaction$0.15
Cost$1.70
20% more than PointCraft
Clover
Sale$50.00
3.5% rate$1.75
Per transaction$0.10
Cost$1.85
30% more than PointCraft
In store, the same flat 2.59% + 12¢ applies — no rate tiers, no downgrade surcharges. Qualifying businesses process for as low as 1.9% + 10¢.
Savings calculator
What would you save in year one?
Includes each provider's published rates, monthly software fee, and upfront hardware.
Monthly card volume$30,000
Average ticket$40
Where do you sell?
vs Square
first year, incl. their software + hardware
vs Toast
first year, incl. their software + hardware
vs Clover
first year, incl. their software + hardware
Estimates use published list rates, competitor software plans (Square Free, Toast $69/mo, Clover $14.95/mo) and entry hardware ($299 / $875 / $799). PointCraft: 2.59% + 12¢, $0 software, $0 hardware.
See the difference on your next statement
Send us a recent processing statement and we’ll walk you through the line-by-line savings — no commitment.
