PricingCompare rates

One flat rate.
Zero surprise fees.

PointCraft processes every card the same way — in store or online — for one transparent rate. No monthly software fees, no equipment costs, no contracts.

Every transaction
2.59% + 12¢
per transaction — in store and online
As low as 1.9% + 10¢for qualifying businesses
$0 monthly software fee
$0 equipment — hardware included
0% online ordering commission

How we compare

One flat rate and nothing bolted on — next to what the big names publish.

PointCraft

Most transparent
2.59% + 12¢
every transaction — in store & online
as low as 1.9% + 10¢
$0 monthly software
$0 equipment — included
No contract, leave anytime
24/7 support, free
0% online ordering commission

Square

In store
2.6% + 15¢
Online
3.3% + 30¢
$0–$149/mo software plans
Hardware $299–$799
No contract
Live support plan-dependent

Toast

In store
2.49% + 15¢
Online
3.09% + 15¢
$69–$165/mo POS plans
Hardware from $875
Often 2-year contract
24/7 support included

Clover

In store
2.3–2.6% + 10¢
Online
3.5% + 10¢
$14.95–$149/mo software
Hardware $799–$1,799
Hardware locked to processor
Support via dealer — varies

Competitor figures are published U.S. list prices as of July 2026 (square.com/pricing, pos.toasttab.com/pricing, clover.com/pricing); actual quotes vary by plan, volume, and hardware. PointCraft rate shown is our standard flat rate.

The rate on the website is the rate on my statement. No monthly fees showed up, and the equipment cost us nothing to get started.

KW
K. Warsame
Grocery owner, Minneapolis
100+businesses on PointCraft
$0monthly software fees
24/7support, holidays included
0%online ordering commission

FAQ

Do you charge for equipment?

No. Your PointCraft hardware — terminal, stand, and customer-facing display — is included with your account. No leases, no upfront cost.

Do you charge a fee for customer support?

No. Our customer success team is available via phone, chat, and email 24/7 (including all holidays) at no additional cost.

Do you charge for app updates?

No. Your PointCraft POS will be continuously updated without additional fees.

Do you charge commission on online ordering?

No. PointCraft Online Ordering does not charge any commission fees on online orders, unlike other third-party providers.

Do you offer transparent payment fees?

Yes. PointCraft Payments and the majority of our integrated payment partners offer transparent cost-plus pricing.

Is there a contract or termination fee?

No. PointCraft is month to month — no locked-in contracts and no early-termination fees.

See the difference on your next statement

Send us a recent processing statement and we’ll walk you through the line-by-line savings — no commitment.

Scroll to Top

Get a quote

Tell us about your business and we’ll send pricing built around it — usually within one business day.

Contact

Partner with Us

Support when you need it

Get the help you need—fast. Call our support team at the number for your region:

USA & Canada

+1-612-488-0037